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Artikel#237 – Empat Bank Berjaya Menguji Platform Blockchain untuk Proses Pinjaman

Pitiscoin > Artikel Blockchain > Artikel#237 – Empat Bank Berjaya Menguji Platform Blockchain untuk Proses Pinjaman

Sekumpulan empat bank telah berjaya mengeluarkan “promissory note”, sejenis perjanjian pinjaman yang mengikat secara sah melalui platform blockchain baru, siaran berita pada 21 Mei.

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Institusi kewangan yang digunakan untuk menyelesaikan transaksi tersebut. Menurut Helaba antara salah satu bank yang terlibat, platform itu mengurangkan langkah-langkah dengan mengeluarkan “promissory note” tersebut lebih dari 50%. Serta menghapuskan keperluan pemberi pinjaman untuk memegang dokumen atau pihak bank mendakwa teknologi itu membantu mengurangkan risiko dan kos yang berkaitan dengan proses tersebut.

DekaBank, dwpbank, DZ Bank dan Helaba terlibat dalam urusniaga perintis, dan kini merancang untuk melancarkan finledger ke seluruh industri. Peter Tenbohlen, ketua operasi di DZ Bank, menambah:

“Oleh kerana digitalisasi telah berkembang, permintaan pelanggan kami untuk perkhidmatan digital meningkat dengan ketara. Terima kasih kepada keahlian yang disatukan dari empat bank, kami kini menyampaikan satu platform baru di mana urusniaga dagangan dapat diproses sepenuhnya secara automatik. “

Helaba, salah satu daripada bank yang paling terkenal di bandar Frankfurt, Jerman, baru-baru ini menyertai rangkaian pembiayaan perdagangan berasaskan teknologi Marco Polo.

Awal bulan ini, tiga bank global menyertai platform pinjaman berasaskan blockchain R3 Corda Finastra membolehkan institusi kewangan segera berkongsi rekod seperti perjanjian kredit dan baki akuan.

Reference : https://cointelegraph.com/news/four-banks-successfully-test-new-blockchain-platform-for-processing-promissory-note-loans

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